Our Mortgages How Much Can You Borrow? In general terms most lenders will offer finance up to 90% of the property value (90% LTV). In some instances we may be able to offer products up to 95% LTV.
Rates Different lenders have different products but in general rates are normally linked to the Bank of England Base Rate or LIBOR (London Interbank Offered Rate). The rate applicable is closely aligned to the loan to value (LTV) of the property you are financing. Rates start as low as 0.75% above BBR.
Credit History We have products available for people with all types of credit history, including those with CCJs, mortgage arrears, and IVA and bankruptcy (providing you have been discharged). Please contact us for details.
Repayment Types Our minimum repayment term is 10 years with our maximum being 30 years. We can arrange your new mortgage on a Capital and Interest basis or we can offer an Interest Only repayment for 3 years followed by Capital and Interest repayments for the remainder of the term (subject to conditions).
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